With Zelle, you can transfer money between bank accounts in the U.S. Woodforest is a community bank that serves its customers’ needs. If you’re using Woodforest bank and wondering if it has a Zelle option, you’ve come to the right place. But it’s not as straightforward as it sounds. This guide explains how to use Zelle with Woodforest Bank, including how much you can charge. The Woodforest National Bank is a brick-and-mortar bank with a headquarters in Texas that’s Walmart’s most significant retail partner. It has over 750 branches across 17 states. Zelle lets you send and receive money instantly without fees. Zelle enables you to link your U.S. mobile number or email address to a U.S. bank account and then use that to transfer money instantly.
There are some ways to jump through, like installing the Zelle App, linking your debit card, etc. Woodforest Bank needs to catch up and integrate this into its mobile app in the future, as it’s a standard feature most banks offer these days.
Does Woodforest Bank work with Zelle?
Woodforest National Bank has not linked up with Zelle yet, as per the latest news from the company. To offer Zelle, a bank needs to be a part of the Zelle Network, which the Woodforest Bank has not started yet. If it did, it could partner with and agree to use Zelle as a system of transferring money in between any of their account. Similarly, Woodforest Bank has yet to co-op with Transfer methods like Western Union, ACH Transfers, Bank Wire transfers, and Cash App are all included in this category.
But it’s not over yet. Zelle gives you the option to use its service even if your bank isn’t on the network. You’ll need the Zelle app on your mobile and your bank’s debit card to sign up.
Here’s how to use Zelle with Woodforest Bank
- First, Download, Install the Zelle App on your phone and start using it.
- Create a Zelle account with a U.S. mobile number
- You’ll be prompted to search for your bank. You can search by typing “Woodforest,” It will come up as not found. Tap “Don’t See Bank” to find it.
- You may have to enter your email id to continue. Enter the email address you want to use on Zelle.
- Next, you’re asked to enter your debit card info. Enter the details of your Woodforest debit card number, such as the card number and zip code.
You should see a successful registration, which means your Woodforest bank account has been linked to the U.S. mobile number or email. Now you can use the Zelle app to send money and receive or accept money from other Zelle users with your registered mobile number. Better do a test transfer with a small amount to see if it works and if it goes as expected.
Zelle Limitation at Woodforest Bank
The Woodforest bank doesn’t offer Zelle. Here the weekly limit for sending money with your Woodforest Debit card through Zelle is $500, as that’s the Zelle App’s limit for banks that don’t offer the service.
Alternative Banks that use Zelle
You’ll have to look for an alternative to Woodforest bank if you’re looking to use Zelle Network. That means you’ll need an in-network bank that accepts Zelle Pay. Here are the banks that accept Zelle pay for transfers between US-based bank accounts:
Ally Bank, BB&T, BECU, Bank of the West, Bank of America, Bank of Hawaii, Citi, Citizens Bank, Comerica Bank, Capital One, ConnectOne Bank, Dollar Bank, First Tennessee Bank, First National Bank, Frederick County Bank, First Tech Federal Credit Union, Fifth Third Bank, FirstBank, Frost Bank, HomeStreet Bank, JP Morgan Chase, KeyBank, M&T Bank, MB Financial Bank, Morgan Stanley, PNC Bank, SchoolsFirst Federal Credit Union, Star One Credit Union, SunTrust Bank, T.D. Bank, USAA, U.S. Bank, Wells Fargo.
Ways to Transfer Money at Woodforest Bank
You can still withdraw money from the Woodforest bank account using other methods besides Zelle. There are these alternative ways:
- Use the Woodforest app or website to send money to another Woodforest account holder. It’s easy to send money using someone with a Woodforest bank account right from the Woodforest app. This is more convenient than Zelle, but it will only work if the other person uses the same bank.
- You can transfer money with a check. It’s okay to write a check to the person you’re sending money to. Most banks now offer mobile check deposits, so you can deposit your check from your phone so that you can do it from your house or wherever you are. Despite that, it can be annoying to write checks and wait for them to get credited in today’s world.
- You can transfer money by ACH – it takes 1-3 business days. Transferring money by ACH, the standard method of moving money between bank accounts, is yet another way to transfer money. Again, it does not work instantly like Zelle and takes 1-3 business days to complete the transfer.