Zelle lets you send money to almost anyone in the U.S., including friends and family. Using Zelle, you don’t even need someone’s bank account info to send money. All you need is their phone number or email address. You don’t even have to install the Zelle App separately to use Zelle. It’s because most of the bank apps have Zelle built-in.
On the other hand, Walmart Money Card are reloadable prepaid cards of great value for Walmart customers. Green Dot Bank issues the card with cash-back rewards for Walmart purchases and many free online services. It’s not like a bank debit card since it’s not tied to a bank account. And it offers many of the features of a checking version. Now, if you are curious about linking Zelle with Walmart Money Card, you should read this article to know does it work or not.
Why Zelle Does’t work with Walmart Money Card?
Zelle doesn’t take most prepaid cards. Since Walmart Money Card is a prepaid debit card, you can’t use it with Zelle. Some Zelle Network banks accept prepaid cards, like Chase Liquid Card and PNC Smart Access Card. This means most users can’t use their prepaid cards on Zelle to send or receive money.
With Zelle, you won’t be able to add any other prepaid debit cards besides the ones mentioned above. You’ll get an error saying your card isn’t eligible. Zelle only works on U.S. networks. But those types of cards, like the Walmart Money Card, are tied to international bank accounts. Make sure your card is supported. Try a different debit card if it’s not. This may solve the problem for you.
You can try with Chase Liquid Card, PNC Smart Access Card, or Green Dot prepaid debit cards. You can’t use these cards with Zelle since they only accept Visa and MasterCard. Additionally, some Walmart Money Card stores won’t accept prepaid debit cards, like the Green Dot card.
RELATED : Does Varo work with Zelle
What cards does Zelle work with?
You need a debit card from a bank in the Zelle Network Banks network in order to enroll. If you have a Paypal Cash Card, you can use that to make transfers. Luckily, you can use PayPal and Zelle simultaneously if you have the same bank account. So, it works like a bridge between the two. You should check with your bank before adding a debit card. Then, follow the steps to set it up. A debit card only takes a few minutes to set up.
When you have a business account, the Lili Visa debit card issued by OneUnited Bank can be used at Green Dot locations across the country. It’s wise to verify the card info when you register. Otherwise, you won’t be able to transfer funds.
What are the Zelle Network Banks in the country?
You’ll need an in-network bank that accepts Zelle Pay to transfer money. Check out the list here https://www.zellepay.com/get-started to see if Zelle is available where you have an account. This Zelle website has a list of hundreds of participating banks and credit unions.
Do I need a debit card to use Zelle?
You can use Zelle without a debit card, but you need a bank account. Zelle works with over a thousand banks. Nevertheless, if your bank isn’t in the Zelle network, you’ll need to add a debit card to the Zelle app to receive or send money. But the debit card should also be accepted by Zelle. For those of you who don’t have any bank accounts, you have the option to try the Transferwise borderless account. It gives you an online account, but you can put any old currency into it.
If you join Zelle via its app, you can add Transferwise debit cards. This is powered by MasterCard and works with Zelle.
What are the reasons Zelle refuses to add cards?
Zelle won’t accept debit cards: Here’s why
- If you’re using a debit card, make sure it’s Visa or Mastercard
- Zelle doesn’t accept most of the Prepaid card
- Beware of entering the wrong card credentials
- because you’re not eligible for fast fund transfers.
- Maybe your debit card is linked to an account based in a U.S. Territory
- Server down due to technical issues
How to Reload Walmart Money Card?
You can reload your Walmart Money Card in several ways, such as with direct deposit, Walmart store reloads, online transfers, or tax refund deposits. To reload your Walmart Money Card, choose one of these ways:
Direct deposit and Walmart check cashing let you load the card with your payroll checks or government benefits. The service is free, and you can choose to deposit all or part of your check. You can notify your bank of direct deposits two days before payday, and Walmart will transfer the funds early to your card.
With Rapid Reload, you can load money onto your card at Walmart for $3.00. Using the Walmart Money Card app, you can deposit money for free at Walmart.
Alternatively, you can purchase a Green Dot MoneyPak for $5.95 from a participating retailer. Simply add $20 to $500 and complete your transaction at MoneyPak.com.
Additionally, you can use online bank transfers from your bank to your card, typically taking one to three business days, and there’s no reloading fee. Your bank may charge a fee for this electronic transfer.
Can someone deposit my Walmart Money Card?
Anyone can deposit money into your Walmart Money Card. Your friend or partner can do this by transferring the money from their bank account to your Money Card account using your account and routing numbers. Besides, if you need cash immediately, you can buy a MoneyPak at most retail stores for $5.95 and reload your account.
Remember that Walmart Money Card doesn’t charge overdraft fees because you can only spend what’s on the card. The good news is that anyone can get a Walmart Money Card no matter their credit history.