Today, we all know the fastest ways of online shopping, and everything is so fast that you don’t even need to study it as rocket science. But do you know you can still purchase products or services from websites that accept payments from your bank account? Though it sounds old-fashioned, you can still try this out if you choose the perfect website. The most useful fact of buying a product from one of those websites is that you can directly purchase it from them. There is no third-party involvement, and you can check your products’ quality. Lastly, you can pay from your bank account without sharing your credentials with other mediums.
But the problem here is to choose a trustworthy website and ensure whether the websites accept bank account payments. If you can convince yourself of both the safety of your bank account and the quality of the product, then buying from a website is no more traditional or old-fashioned. I am mentioning some websites that accept bank account payments that you can rely on blindly. I will write to maintain the safety and quality factors of those websites.
List of Popular Websites That Accept Bank Account Payments
Websites like Google Express, Amazon, and Microsoft Store allow customers to pay with bank account numbers. PayPal also lets you pay at various stores using your checking account. Here are some details on using your checking account number to buy online. Such as
1. Amazon.com
When you check out, you can add your bank account during the shipment and payment stages. You will have to provide your bank account information, such as routing and account numbers, your name as the account holder, address, and driver’s license number. It must be a personal checking account at a branch.
If you are a Superior member, you can also utilize your checking account to pay for Amazon’s grocery, Amazon Fresh delivery service. Besides, you also find more knowledge on Amazon’s help and customer care service page.
2. Microsoft Store
Microsoft Store is a popular place to purchase productivity software, computers, tablets, and gaming devices. Here, you can pay with a bank account. It takes just a few steps to set up your payment options. Log into your Microsoft account, select “Payment Options” under “Payment & billing,” and proceed. Choose the “Bank account” payment option and enter your name, account number, routing number, and address. Also, Microsoft’s support site has more information about Microsoft Store’s payment methods.
3. Google Express
Google Express is one of the most famous delivery services of Google. The Google Express service is accepted at hundreds of stores. In addition, delivery is available across the continental U.S. You will select a delivery day when you place your order, and Google or the other store will handle the shipping process. You can also pay with Google Express using your Google Wallet by linking your bank account. In order to connect your bank account, you must enter your name, account number, and routing number. Following that, you can read about Google Express and Google Wallet on the Google Wallet Help Service Center page.
4. Bhphotovideo.com
B&H has over half a million items in stock daily, making it a trusted resource for photographers, musicians, and creative professionals. You can pay with eCheck PayPal at B&H. You can choose a payment mode by calling 800-951-3386. If you need help with the payment, B&H has the best customer service.
5. Vistaprint.com
You can count on Vistaprint for high-quality digital and physical marketing products. Customers trust Vistaprint’s marketing tools, especially business owners and website owners. This company accept payments like credit cards, bank transfers, and eChecks. You must link your PayPal account to your bank account in order to pay with your bank account.
6. Macy’s.com
Macy’s is a great store for both online and in-store shopping. While it is a traditional store for Americans, its website is accessible to people around the country. You can do so if you want to pay with your bank account. Use a PayPal account linked to a checking account if you don’t have a credit or debit card. When you have finished shopping, click checkout and select PayPal from the drop-down menu. Your PayPal login information will be requested in a pop-out window. After entering your login and password, you will be redirected to a PayPal payment page. After payment, you will receive your Macy’s purchases as soon as possible after PayPal processes your payment.
7. Nordstrom.com
Nordstrom’s products are popular among shoppers because of their great deals, seasonal sales, and new items. Shoppers at Nordstrom can use a bank account to make purchases, but this is through an eCheck. In the absence of an eCheck or if you still use a regular checking account, get an eCheck number from your issuing bank. Once your purchases are ready, you will be asked to provide this number. In most cases, it will not process your orders until your eCheck is cleared. Nordstrom will start delivering your order once your eCheck has been cleared. You will receive an email confirmation once your payment has cleared.
8. Overstock.com
Overstock.com can be a great place to shop if you like to shop from the website. This store has an eCheck option, a debit card, a credit card, and a bank transfer option. The advantage of an eCheck is that you don’t have to use your PayPal account. You can change your ordinary checking account number to an eCheck number by visiting your issuing bank. You will be asked for this number when it is time to pay for your purchases. EChecks can take a few days to process, so you should be patient until your eChecks have cleared.
Steps To Shop On A Website And Pay With A Bank Account
When you buy products from websites with a bank account, you need to know a few essential things. In part one, I’ll show you three ways to transfer money from a bank account to a website.
- You can complete the transaction by connecting your bank account to PayPal.
- Use a digital check instead.
- You can pay the company with a paper check.
You can transfer money using bank accounts and routing numbers on almost every website. E-checks or paper checks are your only options after all other options have been exhausted.
You can shop online and pay with your bank account this way:
- Find a website that accepts payments through a checking account.
- Put your favorite items in your shopping cart.
- You can pay with an e-check or paper check from your bank account at the checkout.
- Give the website the details of your bank account and any other information it requires.
- To finish the transaction, tap on “Continue.”
Tips For Shop Safely And Securely On Websites
If shopping on a website, you should go through some of the best ways to protect your payment info. Here are three tips for keeping your bank account secure:
- Public Wi-Fi isn’t a reliable place to make purchases. Using public Wi-Fi networks to browse websites can compromise your payment information if you’re not careful. You shouldn’t make any purchases until you get home or somewhere with an encrypted connection.
- When checking out, ensure your browser bar has a lock symbol. It means there aren’t enough security protections, so close it immediately.
- Make sure you shop at well-known, trusted websites. You can buy from these sites without worrying. Check out customer reviews before ordering any products on the website. So, you can be sure they care about the quality and your demand.
You can keep your payment information safe by following these tips. Whenever you find out your banking information has been compromised, don’t hesitate to contact your bank immediately.
If you’re unsure what to do, you can reach out to The Federal Trade Commission. You can learn much about protecting your personal information online, like your credit card numbers and banking info. Following their advice will get you back to making secure purchases in no time.
Shop With My Bank Account Using Paypal
PayPal is the most widely-accepted option if you don’t want to use a debit or credit card to shop online. On the PayPal registration page, you can sign up. To open an account with PayPal, fill out the basic information required, and you’re done. To link a bank account, click on the link that says “Link a Bank Account” after you join PayPal. Fill out your checking account information, and PayPal will verify your account. If you already have a PayPal account but haven’t linked a bank account, go to “My Wallet” and click on “Add bank account.”