Both Varo and the Cash app are the solutions to Cashless transactions in this modern era. If you are a Varo user, you should already know how to transfer money to another Varo account. Now you can transfer money from a Varo app to another Cash app account following some simple steps. All you have to do is link your Varo app to the Cash app you want to transfer the fund. There are two ways to this linking process. You will have to link both apps using the Varo debit card to share instantly. But if you don’t have to Varo debit card, the other way is to use the account number and routing number in the linking process. But remember that it usually takes several business days to transfer money through this way. Here I will show you how to transfer money from Varo to the cash app without a debit card. 

Can I transfer money from Varo to the Cash app without a debit card?

Yes, you can transfer money between Varo and Cash app without any debit card. The process for transferring money from the Varo account to Cash App is quite simple. All you need to do is link the Varo account to your Cash App account. Having connected your bank account and Cash App account, you can transfer funds through Varo to Cash App in a few clicks.

It is easy to add Varo directly to Cash App and other apps for faster transfers. You can view all your money at one time using Varo’s mobile app. 

How does Varo work with the Cash app?

Transferring money between two apps requires the user to link both apps to register for the process. Varo and Cash App both offer debit cards and provide routing numbers. It would be best to have any of them while connecting the apps. But you can link Varo to the Cash app without the debit card. The Varo routing number is enough to link the Varo app to the Cash app. 

You can’t send/receive money to someone who doesn’t have a Varo account. Varo has just 1 million users, so the chances of your friend joining are slim. They’re more likely to have a Cash App account. Varo customers who want to send/receive money to peers will also need to sign up for a Cash App account. 

How to link Varo to the Cash app without a debit card?

To link Varo and Cash App accounts, follow these steps. Hopefully, you have already installed both apps on your smartphone. Please note that linking to Varo using Varo routing and account numbers may take five business days. Here are the instructions:

  1. Open the Cash App from your smartphone and sign in. You’ll find a bright green background when you get to the home screen.
  2. Tap on the bank icon at the bottom left. It will take you to the Banking page.
  3. Go to the bottom and Tap Linked Banks.
  4. Please select the link bank and tap on it.  
  5. You’ll now be prompted to enter your Varo routing number and Varo account number, which you should keep a note of or remember somehow.

What if you don’t know the routing number yet and wonder where to find the Varo routing number and account number? Then check out the steps below to find the Varo routing number and account number.

  1. Open the Varo app on your mobile device and log in to your Varo Account.
  2. Tap Move Money and then tap Direct Deposit.
  3. Finally, you should see the Routing and Spending Account Number. Copy the number to keep it somewhere safe. 

And that’s it. You should now have a linked Varo and Cash App account. 

Try adding $1 from your Varo account to Cash App (hit the Add Cash button). After a successful transaction, send the $1 back from Cash App into Varo (click Cash-Out).

How to transfer money from Varo to the Cash app without a debit card?

Once you’ve linked both apps, you can start transferring. You usually get it from a connected bank account when you move money. Following these steps will let you transfer money from Varo Bank to Cash App.

  • You’ll need to open the Cash App on your smartphone.
  • Tap on the Bank icon (which looks like a house) to open the Banking page.
  • Then tap on the Add Cash option.
  • Now enter the amount you want to transfer to the Cash App account.
  • The next step is to select the account you’d like the Cash to be transferred. If you have multiple accounts linked, you will be asked which one you’d like to move from. Choose the linked Varo account and tap on the green Add button. Make sure you follow the other guidelines. 

After those steps, money will move from your Varo account to your Cash App account.

Related article : How to withdraw money from Varo account without card

How long does it take to transfer money from Varo to Cash App?

The amount of time it takes for the money to move between your accounts depends on which transfer option you selected. If you transferred via your Varo debit card, the transfer should be instant. 

But since you choose to transfer via your Varo debit routing/account number, the transfer can take up to 5 business days.

How much can I transfer from Varo to Cash App? 

Varo considers the transfer to the Cash app as a purchase. Hence the Varo spending limit is $2,500 per calendar day. On the other hand, Cash App allows you to send up to $7,500 per week through Cash Out. You can receive an unlimited amount of Cash through Add Cash. 

How much does Varo and Cash App charge for money transfers?

With Varo, you don’t have to pay for transfers to the Cash App. If you try to send money back into your Varo account from Cash App, you’ll see two main options: Instant Transfers and Standard Transfers.

How do I view Varo Bank Account Statements?

If you’re looking for your Varo bank account statements, visit your Account page. Then click on Varo Bank or Savings Account. You will see the Details section (top right). Click on it and then select Account statements. Then select the year or month you want to view the statement. After that, the display will appear with the respective statement. You can print them or email them using the Share icon up top.