Whenever we speak of Venmo and Apple Pay, we are talking about two of the most popular payment methods available today. For users looking to make quick financial transactions without hassle, it has become a vital part of their daily lives. There may be a question in your mind regarding the compatibility of these two applications. Because it’s common for financial services to be interconnected and have funds transfer features. But there are a few things you need to be aware of when it comes to using Apple Pay with Venmo. This article gives you all the
info you need about Venmo on Apple Pay.

Steps to Add Venmo to Apple Pay Without a Card

Unless you have a Venmo card, you can’t add it to your Apple Wallet. Apple Wallets are just cards. Venmo profile data can’t be stored and shared in the Apple Pay system, so if you want to use Venmo, you’ll need a debit card. Venmo debit cards work with Apple Pay and the Apple Wallet. But users may try several ways to link these two services. 

You must be using an Apple Pay-compatible device and have an active Venmo account to add Venmo to Apple Pay. Here’s how you can add Venmo to Apple Pay if you meet all the requirements:

  • If you plan on using Apple Pay, you must use an iPhone 6 or later, an iPad Pro, iPad (5th generation or later), iPad Air 2 or later, or an iPad mini 3 or later.
  • Sign into your Venmo account by opening the app on your device.
  • Located in the top left corner of the screen, tap on the “Menu” icon.
  • Choose “Settings” and then select “Payment Methods.”
  • Select “Apple Pay” from the drop-down menu under “Add Payment Method.”
  • To add your Venmo account to Apple Pay, follow the instructions.

Transfer Money from Venmo to Apple Pay

If you have Apple Pay, you can send money from Venmo using Instant Transfer. Adding your debit card to Apple Pay will let you transfer money from Venmo to Apple Pay. Users can transfer money from Venmo to a bank account quickly and easily with Instant Transfer. It works by connecting your Venmo balance to your bank account or debit card. It’ll take one business day for the money to be transferred. It is also possible to add the same debit card to Venmo to expedite money transfers to Apple Pay. 

It’s possible to link your Apple Pay and Venmo accounts and transfer money between them. But before you do, ensure your Venmo account, Apple Pay account, and bank account all have the same first and last name. You can transfer money from Venmo and Apple Wallet to your bank account, then send the money to Apple Pay. Here’s how it works:

Link a Bank Account to Your Venmo 

  • As a result, we should:
  • On your iPhone, launch the Venmo app
  • To access the menu, tap the 3 horizontal lines at the top of the screen.
  • Select Payment Methods from the Settings menu
  • You can add a bank or credit card by tapping Add Bank or Credit Card, followed by Card
  • Enter the debit card details manually to add the bank’s debit card.

When the Card has been added, try transferring $1 by using the Instant Transfer feature as a test.

Add the Bank Account to Apple Pay

  • Tap on your Apple Cash Card in the Apple Wallet application.
  • From the top-right corner of your screen, select More or Three-Dots.
  • Just tap Add Money. 
  • Enter the amount you want to add to Apple Pay from Venmo. When you’re done entering the amount, tap Add and confirm the prompts on the screen.  Keep in mind that there’s a $10 minimum transfer.  

It might take Apple Pay a while to verify this transaction. Just follow the on-screen prompts to add Venmo to Apple Pay. You might need to verify with a passcode, Touch ID, or Face ID.

Benefits of Adding Venmo to Apple Pay

Ultimately, both apps accomplish the same thing, and each has its own advantages and disadvantages. Apple Pay is more secure, while Venmo provides a more user-friendly interface. The addition of Venmo to Apple Pay has several advantages:

  1. Convenience : It is advantageous to have both apps on your phone so that you can quickly switch between them when making payments. In this way, you don’t need to dig through a wallet or search for your credit card.
  2. Security : By using Venmo with Apple Pay, you can rest assured that your payment information will remain safe and secure. Apple Pay uses advanced encryption technology to protect your payment credentials. As a result, you can feel confident about the security of your payment information.
  3. Rewards : You may receive cashback rewards or other incentives if you use Venmo with Apple Pay. But it all depends on your Venmo card type.
  4. Faster transactions : Using Venmo with Apple Pay can facilitate your transactions and save you time because Apple Pay is known for being one of the quickest and most efficient payment methods.

Adding a Venmo Credit Card to Apple Wallet

There is no charge for using Venmo. You can use Venmo to send money to family and friends, ask others for money, and transfer Venmo balances from one Venmo account to another. You can also transfer Venmo balances to bank accounts so that you can use them to pay for purchases. 

Unlike other digital wallets, Apple Pay can only store cards. This means that whichever payment service you wish to use with your Apple Wallet requires you to connect your card to Apple Pay.  Unfortunately, Apple Pay does not support Venmo credit cards, for whatever reason, according to a Venmo representative. 

Apple Pay can only accept Venmo debit cards, not credit cards. By opening the Wallet app on your smartphone, pressing (+), selecting Debit or Credit Card, scanning your Venmo debit card, and completing the process, you will be able to use your Venmo balance when purchasing items using Apple Pay.

Frequently Asked Questions

What to do if I Can’t Add a Venmo Card to Apple Pay?

You might be unable to link a Venmo debit card sometimes. You can contact Venmo Support to make sure your card is compatible with Apple Pay. It could be an error on Apple Pay’s end or Venmo’s server. If an update is out, accept it and try adding the card again.

Can You Use Venmo for the Apple Store?

Venmo users want more ways to use their balance and card. Once you add it to your Apple Wallet, you can use it to make secure purchases in apps or at the app store. You’ll be able to use Venmo at checkout once it’s in your Apple Wallet. Just make sure it’s the payment method you choose.

Does Apple Pay work without a physical card?

If you wish to make contactless payments with Apple Pay, you do not need to have a physical credit card. You simply need to add the physical card to the Wallet app and use it to make virtual payments.

Why You Can’t Add a Venmo Card to Apple pay Wallet?

While Venmo is available to both Android and iOS users, Apple Wallet is available only to iOS users. Apple Wallet supports most credit cards and debit cards from banks and has its product- Apple Cash.