I am writing this because my friends, family members, and colleagues call me Green Man as I know and solve many of their Green Dot card-related issues. I have been acquainted with Green Dot for around six years since I started my business and registered with Green Dot to deal with the payment transfer issues. Honestly speaking, Green Dot is my 24 hours banking assistant as a full-time bank. If you are a new Green Dot Cardholder or planning to have one, then don’t hesitate to read my write-ups in this article. You should follow my instructions to deal with any kind of Green Dot payment transfer issues as I have been depositing and moving funds for my business using the Green Dot Card. I know the pros and cons and I know the fact that people face difficulties while dealing with money transfers.
I choose Green Dot for its practical and helpful features that I can use for sending, receiving, and paying the bills with smart and seamless techniques. It made personal banking so comfortable that more than 30 million people use the Prepaid Card. Their Debit card is more convenient with just tapping the Green Dot app on your smartphone. Everyone now recognizes that Mobile Banking is now in its position just because of the revolutionary idea of Green Dot. I use the Green Dot card that has the reflection of its more than 20 years of experience in this idea. So, my experience and knowledge with Green Dot and transfer money from green dot card to bank account should come to your help.
How does Green Dot card work?
To be honest, I started using Green Dot Card just to receive and send my business-related funds but today Green Dot Card is a Bank to me. It’s a prepaid Debit Card, it’s an account where I receive government deposits, I receive paychecks, and all in all, it’s a versatile 24/7 bank booth. There are so many options where you can transfer money from Green Dot to other Card names and bank account. To activate your fund transfer, there should be a sufficient amount on your card. Once you have enough funds, you can transfer to every location all over the country. Besides online banking, there are 90 thousand retail depositing locations where you can load funds to your prepaid card. I am here accumulating the Green Dot Card features so that you can understand them at a glance.
- You can transfer money to any account inside the country.
- You can load funds from any other bank account.
- Green Dot also has Credit Card and the platinum-rated one offers to rebuild credit scores.
- There is no minimum balance rule.
- Shifting money among the Green Dot Debit Cards is simple and hassle-free.
- Get rid of expensive paper checks and schedule bill payments which are free.
- Although Green Dot monthly charges are at $7.95 you can get rid of it by depositing a minimum of $1000 every month.
- Green Dot App helps in depositing directly or online while the cash checks are free.
- Supportive Customer service.
Being a member of FDIC (Federal Deposit Insurance Corporation), Green Dot accepts funds from any bank in the country. Besides, GoBank is a feature bank account of Green Dot Bank that works with the Walmart locations. Green Dot Bank works as the Program Manager for Bonneville Bank. Customers of Green Dot can enjoy the financial products from thousands of retail spots, Walmart, Walgreens, 7-Eleven, CVS, Rite Aid, Kmart, Kroger, Radio Shack, and Meijer.
Now, coming to the Green Dot prepaid cards. These are all Debit cards and have different facilities and features besides your fund management. They are available at the stores I mentioned above.
- Green Dot Visa Debit Card : I use the Green Dot Visa Debit Card with full freedom as I can save my funds to Money Vault to keep it safe and then bring it back to my card account to withdraw in emergency need. You can withdraw money at ATMs using your Debit Card and also make payments at Amazon and Walmart during online purchases.
- Green Dot Cash Back Visa Debit Card : The Card is a blessing for those who want to avoid fees and earn cashback while purchasing online. This Cash Back Visa Debit Card gives you a no-fee savings facility, 2% back while online purchase, and free withdrawal from the in-network ATM withdrawals.
- Green Dot Pay As You Go Visa Debit Card : You can save as much as possible since the Green Dot Pay As You Go Visa Debit card offers free bank transfer. There is also a direct deposit option for totally free and you can isolate some of the funds in the Money Vault.
Steps to transfer money from Green Dot card to a bank account
It’s easy when you have the account details and the correct information of the bank account. Since I use the Green Dot app, I can transfer money from my card to any Bank account whenever I need to deal with my business. The process goes through the ACH transfer. It’s the Automated Clearing House Network that the transfer processing. ACH secures the money transfer process which I have been enjoying for years. But remember that the Bank Account Number and the routing number should be correct and ready when you go for the transfer process online. Only legal residents and adults above 18 can activate the money transfer through the ACH. You can go to the website or tap on the Green Dot Card mobile app to transfer money from Green Dot to a Bank account.
- Log in to your Green Dot Debit Card account from the website. You can also open the app on your smartphone.
- Go to “Add Money or Transfer Money”
- Select Transfer Money
- Here you will have to enter the Bank account details where you want to transfer the money from your Green Dot card. The details mean the Bank name, the account number and routing number of that bank account, the amount you want to transfer.
- Follow the further instructions to finish the process.
After confirming the transactions, it takes up to 4 business days to reflect the amount in the destination account.
All types of Green Dot card money transfer & receiving process
It is quite helpful to manage cash and to make online transfers with Green Dot cards. You can transfer money within just a minute. Don’t worry; all of the transferring processes to the sources are quite easy. In this section, I want to share some of my personal experiences while I tried to transfer money from Green Dot Card to other sources. Here is the entire procedure below.
How do you transfer money from Green Dot to PayPal?
Since PayPal is also popular to deal with online transactions internationally, Green Dot also allows its users to transfer funds to PayPal any time. You just need to personalize your Green Dot card to perform the transfer process. Now, the steps of transferring payment process from Green Dot Card to PayPal are below:
- Receive and activate your Green Dot card
- Provide the recipients’ PayPal information and open the associated account
- select “Send” and it’s done.
Additionally, you may link Green Dot and PayPal using MoneyPak to make payments to an online retailer.
How do you transfer money from Green Dot to Cash App?
With the Green Dot black unlimited card that allows instant deposits, you can transfer money from Green Dot to the cash app. Here are the steps you should follow while transferring money from Green Dot to Cash App.
- Open Cash App on your phone
- Add card to your “linked accounts”
- Tap the Add Bank section
- Tap Add Cash
- Input exact amount
- Input Cash PIN and tap ID to conform
- Your Green Dot card will be directly debited from Cash App
How do you transfer money from Green Dot card to someone’s account?
Green Dot provides the possibility of transferring money quickly throughout the United States. You can transfer money from your Green Dot card to someone’s bank account with ease. You only need to provide account details of the bank account. The recipient can receive the money immediately. The Green Dot account is only accessible to legal residents of the United States who are 18 years of age or older. Here are some simple steps to follow:
- Sign In to your Green Dot account
- Go to the section Pay bills People click on it
- Tap Pay People and click it
- Have to input recipient’s details: contact number, email address, routing number, and amount of transfer.
- Tap “continue” to check information
- Select send money to complete the transaction
Now, your money is available when the recipient accepts.
How Do you Receive money from someone’s account to your Green Dot card?
It’s the basic feature of Green Dot that you can receive funds from another Green Dot account if you need to. If a friend or relative needs to send you money through their Green Dot prepaid card, here’s how they should do it.
- He or she Log in to his/her Green Dot account by providing log in details
- Pay Bills and People section
- Tap on Pay People and input your Green Dot card card details; email id, full name, account number, etc.
- Input the amount that He or she want send to you
- Tap “continue” to check information
- Send money to complete the transaction
How do you transfer money to Green Dot card using a credit card?
Green Dot card works as a general debit card and it is an excellent way to rebuild damaged credit with a Master or Visa card. For Green Dot card transactions, the user must have enough balance loaded in their Green Dot account to cover the transaction and any transaction fees. Here are two ways you can apply:
- Purchase a MoneyPak : You are not able to reload a Green dot card online through the website only your friend or family can buy this service named Money Pak. Go to MoneyPak.com to load your Green Dot card.
- Load at register : There are many retail locations where you can reload your Green Dot card. Just keep your Green Dot card with you and inform the cashier of what amount you want to load.
How do you transfer Money Off Green Dot Card at Walmart?
With Walmart check caching, you can have your payroll or government check deposited directly to your Green Dot card, it helps you to make purchases immediately. Walmart has cashing fees and limits. Though this service is not available in some states and stores. Remember that, there are expenses:
- Card limits
- Reload fees
- Card balance limits
- Cashing fees
How to transfer money from my Green Dot card to another Green Dot card?
You can transfer money instantly to another Green Dot cardholder. It is possible to send money quickly throughout the U.S. with Green Dot. Only a few basic details are required, including your name and email address. The recipient will receive the funds immediately.
- Sign In to your prepaid card account
- Pay people and bills
- Select Pay People and send money
- Have to input recipient’s details: contact number, email address, and amount of transfer.
- Tap “continue” to check information
- Select send money to complete the transaction
Now, your money is available when the recipient accepts.
Green Dot card spending limits
For controlling the movement of money, daily limits must be set. Yes, Green Dot debit cards have certain spending limits. Usually, there is a $400 daily maximum ATM withdrawal limit and the maximum general daily spending limit is $3000. Your card account cannot hold more than $10,000.
How to Add Another Card to Green Dot Account?
just call (866)291-0818 if you want to add another credit card to your Green Dot account. In that case, you will need identification and complete details such as your social security number, phone number, and relationship with you.
Benefits of Using the Green Dot Prepaid Card
Besides sending and receiving money, the Green dot card allows to offers many other advantages. I am so excited to share some benefits of using the Green Dot Prepaid Card.
- Transferring Money quickly : It’s really a surprising advantage for me that I am grateful for transferring money quickly to any account in the US. There is no other hassle, only need some basic information including your name and email address. Recipients can receive this money within a few minutes. Even you can deposit money from another account into your Green Dot account within a few minutes.
- Helps to avoid cash : If you want to carry a large amount instead of cash in your wallet, then Green Dot can help you. Surprisingly, this card is convenient for any shopping or purchasing from an online shop. Even, it is possible to get cashback rewards with Green Dot cash back visa debit card.
- Low-cost service : Green Dot doesn’t charge any fees if you have at least $1000 in your account per month. For less amount, they only charge $7.95. You will be happy to know that, there is no overdraft fee, they charge a little fee only when the balance is zero. They also offer free check-cashing services, free online bill payments, and an ATM fee waiver program as part of its VIP program.
- Add money with another bank website : Green Dot allows to deposit money directly from another bank, send money from another checking account, as well as other people can send money from their account. However, Green Dot offers these free services whereas other banks may charge.
- Save money : Green Dot Visa Debit Card and Green Dot pay as you go Visa Debit Card both allow you to lock funds in the Vault so that it helps to save your money by stopping purchases. No worries, again you can deposit money anytime.
- Doesn’t require a Credit check : Luckily, Green Dot prepaid cards do not require any credit check. Even you can get a card with a poor credit rating, Green Dot doesn’t check credit history.
- VIP Program : The VIP program is an exclusive customer service where I get privilege whenever I need any support from them. Since it’s a program open for anyone, you can join this program paying some extra charges. In this program, you get the preference to pay less charge during the ATM withdrawals and less ATM fee, no-fee cashback, and prioritized card replacement facilities.