Chime Temporary Digital Card is a virtual version of the Chime Debit Card that you can use until you get your physical card. Although it functions similarly to a regular debit card, it has some limitations as well. But the question remains- how do you use it? Chime Virtual Cards are compatible with Apple Pay and Google Pay for in-store purchases.

Alternatively, you may use the card to make purchases online through a merchant’s app or website. Using the Chime Temporary Card, you can even pay using other payment apps such as the Cash App or Venmo. This article provides a detailed explanation of how to use a Chime Temporary Card.

Steps to Use Chime Temporary Card

Chime temporary card is a great help when you don’t have a physical card with you. But you have to know its multipurpose use to utilize the fund you have. Here is a detailed explanation of how to use your Chime temporary card.

1. Access Chime Temporary Card

It is not necessary to go through a separate process to request a Chime Virtual Card. A virtual card number is generated automatically when you request a new Chime debit card, including the CVV and expiration date. Please follow the steps below to access the Chime Virtual Card:

  1. Log in to the Chime App on your mobile device
  2. On the home screen, tap the Settings icon (gear)
  3. Upon reaching the next screen, scroll down your personal information and select “View My Card” from the menu under “Debit Card Settings”
  4. In this section, you will find information about the Chime Temporary Virtual Card, including the Chime Card number, expiration date, and CVV code

2. Active Chime Temporary Card

After you get your Chime Temporary Card, you’ll need to activate it to use it. Following these steps will activate your Chime Temporary card.

  • Card activation information: An activation guide will arrive along with your Chime Temporary Card. You should find this information on the card or get it separately via email or text message. You must maintain the confidentiality of your user information.
  • Verify your identity: Make sure your identity is verified before using your card. During the registration process, you will need to provide personal information such as your name, date of birth, social security number, etc. If Chime needs to verify your identity, it may ask for a copy of your government-issued identification.
  • Follow the activation instructions: After you verify your identity, follow the activation instructions Chime provides. In this case, you may need to call a phone number or visit a website to enter your credit card information. The card may require a PIN and password to be used for transactions.
  • Start using your card: You can start using your card once it’s activated so you can buy stuff and get cash. You can only use your Chime Temporary Card for a short time. There’s usually a 30-day expiration date, so use it before then.

Chime customer service can help you with any issues activating your Chime Temporary Card. Their team is ready to help you with any problems and get your card activated fast.

3. Start using Chime Temporary Card

You can use your Chime Temporary Card just like any other debit card once you activate it. Using a Chime Temporary Card is as simple as the following:

  • Make the payment using Apple Pay or Google Pay by adding the Chime Temporary Card to your wallet
  • Connect the Chime Temporary Card with Venmo and Cash App to make payments through these applications.
  • Use the Chime Temporary Card online on a merchant’s app or website, where it will function as a normal debit card

Several Ways to Use Chime Temporary Card

Here are a few ways to make the most of your Chime Temporary Card. 

  • Make purchases: With your Chime Temporary Card, you can make purchases anywhere Visa debit cards are accepted. The process involves swiping or inserting your card and inputting your PIN or signing for your purchase at the point of sale. It is also possible to place your order online or over the phone using your credit card information.
  • Withdraw cash: You can withdraw cash at any ATM but after transferring your money from your Chime Temporary Card to a Visa debit card. It’s not that you can withdraw directly. That’s why Visa card works as a medium. There may be a fee for cash withdrawals, so check the ATM’s policy before you do it.
  • Check your balance: Using the Chime mobile app or online account, you can check the balance of your Chime Temporary Card. You can also use an ATM, Visa debit card, or debit card to transfer money. 
  • Set up direct deposit: You can automatically deposit your paycheck or other payments onto your Chime Temporary Card if you have direct deposit set up. It’s not as difficult as waiting for a check or depositing cash. 
  • Keep track of your transaction: You can avoid overspending or overdraft fees by keeping track of your Chime Temporary Card transactions. The Chime mobile app or the number on your card will help to see your transaction history.
  • Set spending limits: You can set daily or weekly spending limits on your Chime Temporary Card if you wish to limit your spending. They can assist you in adhering to a budget and helping you avoid overspending.
  • Use your card abroad: You can use your Chime Temporary Card at ATMs that accept Visa debit cards when you travel internationally. Overseas transactions will incur fees when you use your card.

What Do I Need to Do to Use My Chime Temporary Card at the Store

With your Chime Temporary Card, you can shop anywhere Visa debit cards are accepted. You just swipe your card or insert it at the point of sale and enter your PIN or sign. You can also shop by entering your credit card details online or over the phone.

Using Chime Temporary Cards with Apple Pay or Google Pay allows Chime users to use their account funds anywhere that accepts these payment wallets. You can also link the Chime Temporary Card to payment apps like Venmo or Cash App. If your Chime funds are available, you may use them at gas stations and stores that accept Apple Pay, Google Pay, Venmo, and other electronic payment methods.

Is It Possible to Transfer Money from My Chime Temporary Card to Another Bank Account

Transferring money from your Chime account to another bank account can be accomplished by linking the bank account within the app. In addition, you can add a temporary card to wallets such as Apple Pay or Venmo. You can then cash out your Chime Card funds to your other bank account after transferring funds from your Chime Card.

Also read : How To Transfer Money From Chime To Cash App

FAQ – Frequently Asked Questions

Can I load cash onto my Chime Temporary Card?

There is no direct way to load cash onto a Chime Temporary Card. With the Cash app (Venmo, Apple), you can queue up your Chime card for a transfer. You may have to pay more using one of these options.

Do Chime Temporary Cards work at ATMs?

It is not allowed to withdraw from an ATM using the Chime Temporary Card. The Chime Debit Card must be physically present to withdraw funds from an ATM. If you have any other physical debit card, you can use that card to withdraw money from ATMs after transferring money from your Chime Temporary Card to it.

Can I use my Chime Virtual Card for online purchases?

When you buy online, you can use your Chime Temporary Card. It works like a regular debit card and can be used anywhere that accepts Visa, including online retailers. When you’re ready to checkout, enter your Chime Temporary Card information, such as its number, expiration date, and CVV code.

How Do I Get in Touch with Chime Customer Support?

Chime’s Contact Us page has all customer support options. There are phone numbers, live chats, and email forms if you have questions about the service. People who need help from Chime can quickly get it by contacting them this way.