The resources and benefits of Forest National Bank make it a great combination of national and local banks. With over 788 branches in 17 states, various checking, savings, CD, IRA, and MMA accounts, and updated online banking, it can compete with the big guys. Woodforest has fewer customers and lowers costs as a smaller bank, so it feels more like a “hometown” bank. Through an ATM, customers can make withdrawals, deposits, or any other transactions just like with a bank teller. They’re usually located at financial institutions or elsewhere. Here you will find the essential information on Woodforest Bank ATM and the pros and cons.
What ATM can I use for Withdraw Money From Woodforest Bank ?
Woodforest National Bank has its own ATM networks for Woodforest debit card users. A Woodforest bank user can withdraw money from any of the 17 states ATM locations. These states have nearly thousands of brick-and-mortar branches with ATMs. So you can withdraw money from any of the ATMs for free. You can also transfer money and check your balance using the ATM for free. Besides, you can use an out-of-network ATM, but you will have to provide the charge as fees. The fees depend on the network.
If you want to make cash deposits, you can use an ATM, but we don’t recommend it. You’ll have to wait for 5 to 7 business days to deposit cash at a non-Woodforest ATM. Woodforest isn’t responsible for cash deposits since they’re not traceable.
How to find a Woodforest Bank ATM?
There’s at least one ATM at every Woodforest National Bank branch in your city. With a Woodforest National Bank cash machine, you can make cash withdrawals, check balances, and process mobile phone payments using your bank deposit or credit account.
It isn’t easy to find an ATM everywhere because banks are constantly merging, shutting down, and reopening. There is Woodforest National Bank ATMs in your state and city. Choose from the 17 states and nearly 800 branch locations where Woodforest National Bank ATMs are.
The states that have the Woodforest Bank ATMs are Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Mississippi, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, Virginia, and West Virginia.
The official branch locator at www.woodforest.com/About-Us/Contact-Us/Locations can help you in this regard. Open the link and enter your address, city, state, and zip code to find branches and ATMs nearby.
What’s the ATM Withdrawal charge?
At Woodforest ATMs, you can withdraw cash for free. Non-Woodforest ATMs charge an operator’s fee, which is $2.50. Balance inquiries will still charge you if you don’t complete a transaction. The charge is $1.50 for every transaction. Remember that Overdrafts for ATM transactions aren’t authorized and paid by Woodforest unless you ask. ATM and everyday debit card transactions don’t charge overdraft fees unless you opt-in.
Withdrawal limit at Woodforest ATM
There’s a minimum withdrawal of $20.00 and a maximum of $1,000 per day at Woodforest ATMs. And there’s a limit of four withdrawals a day. There’s a weekly withdrawal limit of $3,500 at Woodforest ATMs, and you can only make seven transactions at a time. There’s a $5,000 limit on ATM withdrawals per month; you can withdraw 20 times in total.
- A daily ATM withdrawal limit is based on a rolling 24 consecutive hours.
- Weekly limits are based on rolling seven-day periods.
- PST rolling periods are used to determine the monthly limit.
- The limit resets thirty days after March 1st, so if you start on March 1st, the limit resets 30 days later on March 31st.
Woodforest ATM withdrawal limits reset in the U.S. like this.
What are the precautions for Woodforest ATM users?
It would be best always to exercise discretion when making financial transactions at an ATM. Make sure you’re caring for your own safety.
- Make sure you mark each transaction in your account record, but not while at the ATM.
- Make sure your records match the account statements or account histories you get.
- Don’t let anyone borrow your ATM card.
- Make sure you don’t leave your card at the ATM. Don’t leave any documents at the ATM after you withdraw money.
- Keep your Identification Number (PIN) secret. You don’t want anyone to know your PIN. If an ATM doesn’t look genuine, don’t enter your PIN.
- Immediately notify the Woodforest customer care team if you lose or steal your ATM card.
- If you’re using an ATM, don’t accept assistance from anyone you don’t know.